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Feds get more control in HOA foreclosures

Like my HOA (a 55+ community in Southern California's Inland Empire), a majority of your neighbors probably purchased their dwellings with cash or with conventional financing. Not many (if any) required, or were even allowed the option of government-backed financing. So this 'social current see' may not be relevant for your situation.

The Federal Housing Finance Agency is an independent federal agency created as the successor regulatory agency resulting from the statutory merger of the Federal Housing Finance Board, the Office of Federal Housing Enterprise Oversight, and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, absorbing the powers and regulatory authority of both entities, with expanded legal and regulatory authority, including the ability to place government sponsored enterprises into receivership or conservatorship.

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