#SocialCurrentSee ®▶ #Serval * ( @ALTALOMAN archive via @Storify ▶ Survival in case land and cell comm is down! ▶ https://t.co/KqKj5Q4Q2c — Mike Foxworth (@ALTALOMAN) May 16, 2016 STORIFY From our oasis of a retirement community, a common interest development (aka HOA or homeowners association) in the Inland Empire of Southern California ( Trilogy Glen Ivy ), the topic of disaster recovery following an earthquake is the subject of debate and study by a committee made up of condominium homeowners living in the area. If you have never been to  Trilogy , you would not know that the community of 1317 homes includes what is known as a Special Benefit Area (SBA), the Cobblestone Canyon subdivision of 170 condos that are uniquely built as two-unit pods (see inset photo).  That is the homes have upper and lower units, only two homeowners per dwelling. Word is that this community, finished about ten years ago by Shea Homes , is one of only about six such co...

(CALIFORNIA) Earthquake, fires, floods, mudslides, wind storms.  All of these are potential dangers to people and properties in the Golden State.  Any one of these disasters is a potential nightmare for any homeowner, but possibly worse for members of a common interest development (or HOA) where members have the individual and collective obligation to repair, replace and rebuild property to ensure survival of the association, even though no one but God and circumstance can grant survival to the homeowner. Flip②▶ Altacities  ®   SUBSCRIBE Tweets about disasters [ View the story "Sleepless in the neighborhood" on Storify ]

If you have been to the California Earthquake Authority  (CEA) website, you well realize the efforts of this quasi-governmental nonprofit to spur the marketing of earthquake insurance (EQI) in California.  Data at the CEA site explains that only about 12 percent of Californians actually have EQI at the present time.  It is almost impossible to find statistics on how many California condo owners have EQI, but it stands to reason that the percentages are less than the 12 percent number.  That's largely due to the fact that condo owners (because of the association factor) are disadvantaged in this marketplace, as the following video will attest.  ▶ Flip②▶  STORIFY  ♥  FLIPBOARD  ★  BLOGGER ▲ ALTACITIES  ® ▶  TWITTER See more in the 'social current see' with   3,800+ followers  on  FLIPBOARD   and the other media links noted above [ View the story "A CA condo conundrum: EQI" on Storify ]